Purchasing or investing in cryptocurrencies involves risk. Before buying any crypto-assets through ONCHAIN® Ramp or any other platform, it's important to understand those risks and consult a licensed financial advisor if you're unsure whether crypto is right for you.
What are the key risks?
You could lose your entire investment
Crypto-assets are highly speculative and can experience significant price swings. Market volatility means your investment could lose substantial value—or all of it.
Limited protections
Many crypto-assets fall outside traditional financial regulatory frameworks. That means you may not be covered by investor compensation schemes or have access to standard complaint-resolution processes.
Cybersecurity and fraud risks
The crypto space is still maturing. Risks like hacking, phishing, fraud, or smart contract vulnerabilities can affect your funds or access to them.
Liquidity challenges
Some crypto-assets may be difficult to sell quickly—especially during periods of market stress or in the event of technical issues or exchange downtime.
Complexity and lack of transparency
Crypto-assets can be technically complex. The way a particular asset works—and its real value—may be difficult to assess without significant research or experience.
Diversification matters
As with any investment, putting all your capital into a single asset class increases your exposure to risk. Crypto should be part of a diversified portfolio, not the whole strategy.
For more details, refer to the European Securities and Markets Authority (ESMA) warning or the ESMA Digital Finance and Innovation Website.